General Liability Insurance
Protect your business.
Defend your reputation.
Essential coverage for bodily injury, property damage, and liability claims. Foundation protection every business needs.
Foundation of Business Insurance
General liability is essential for every business. Many clients, landlords, and contracts require proof of coverage. Without it, a single lawsuit could threaten your business's financial stability.
Why general liability matters
General liability is the foundation of commercial insurance. It protects against customer injuries, property damage claims, and advertising injury—common risks every business faces. Without it, a single lawsuit could devastate your finances and reputation.
What's covered
Comprehensive protection against the most common business liability risks.
Bodily injury & property damage coverage
Protection against claims for injuries or property damage caused by your business operations, products, or services.
Legal defense costs
Coverage for attorney fees, court costs, and settlements or judgments, even if the claim is groundless.
Medical payments coverage
Immediate medical expense coverage for injuries on your premises, regardless of fault, helping prevent lawsuits.
Business reputation protection
Safeguard your company from financial losses due to covered liability claims, preserving your business continuity.
What you'll need for a quote
Have this information ready for an accurate general liability quote.
Business Information
- •Legal business name
- •Business address
- •Years in business
- •Annual revenue
- •Number of employees
Operations & Risk
- •Detailed description of operations
- •Products or services offered
- •Work locations (on-site/off-site)
- •Any subcontractor usage
- •Safety programs in place
Coverage Requirements
- •Desired liability limits
- •Certificate holders requiring coverage
- •Contractual requirements
- •Additional insured needs
Claims History
- •Prior general liability claims (5 years)
- •Current GL policy details
- •Loss runs from current carrier
- •Any pending lawsuits
Ready to protect your business?
Get a personalized general liability quote from a Gulf Coast specialist.
Coverage options
Flexible limits tailored to your industry and risk profile.
Standard coverage
$1M per occurrence / $2M aggregate. Best for most businesses with moderate risk exposure and standard operations.
Higher limits
$2M-$5M+ coverage for businesses with greater liability exposure or contractual requirements for higher limits.
Get your quote today
Choose the method that works best for you
Online Quote
Fast turnaround on all online submissions
What our clients say
Trusted by Gulf Coast families and businesses
Frequently asked questions
Common questions about general liability insurance
Still have questions?
Call us at (504) 315-4536